Privacy with MoneyDesktop
MoneyDesktop believes that protecting your privacy is very important. This Privacy Statement applies exclusively to the Site moneydesktop.com (the Site).We provide the following privacy Statement as a means of making you aware what data is collected, stored, and used when you visit the Site. By making use of the Site (and any of our services) you acknowledge your acceptance of this privacy policy.
Please direct your queries pertaining to the Site, Service or this Statement to us at support@moneydesktop.com.
About this Policy: This Privacy Statement outlines the policies used by MoneyDesktop to handle personal information. It does not cover the policies used by firms or third parties outside of MoneyDesktop's control. We recommend that prior to using any service external to MoneyDesktop that you consult their privacy policy in order to familiarize yourself with their policies for collecting and storing private data.
Regarding Personal Information:
Personal information is gathered from users in order to provide a better experience through our services. We require a basic user registration process in order to allow us to communicate login information to our users as well as assign them a personal profile within the Site system. To this end, we request users' name, email, phone number and billing address. We also collect sensitive personal information to process payment for services provided including credit card number and billing address. This information may be used to assist you in the creation of an account, its management, and assist in the possible retrieval of forgotten login information. We provide users' the option to upload financial information to their accounts from third party financial sites in servicing their account. This requires accessing third party sites using usernames and passwords to import this third party account information. We do not use them, or share them for any secondary purposes.
When users' elect to provide testimonials on the Site, we post their first name, last initial and location with their testimonial. We obtain authorization prior to posting this information on the Site. MoneyDesktop is not responsible for the personal information a user elects to disclose within their testimonial. On the blog pages, we provide users' the capacity to share their feedback through comments and collect email information prior to posting your comment; we do not publicly disclose this email address. When you provide a comment on any blog page, any personal information you include within the comment can be viewed by other users' of this forum, and used to send you unsolicited messages. We encourage users' to employ discretion when posting information in public spaces; MoneyDesktop is not responsible for the information a user elects to post in this forum.
Security
We use industry accepted standards and protocols in protecting the sensitive information we collect on the Site during transfer by the use of SSL (secure socket layer) encryption as well as in employing physical safeguards in the protection of your information. While we take every precaution in protecting your personal information, no method is 100% effective at all times and we make no such guarantees.
For security and analytic purposes we store information based on your interactions through the Site. Our system automatically logs many of the details regarding all visits and requests to our web servers. This can include the browser type, cookie information, and page requested by a visitor as well as their IP address. MoneyDesktop uses a cookie to track the user's login status during the duration of their browser session.
All transaction details are recorded by MoneyDesktop. This information is encrypted and used to provide budgeting advice and assistance when using our software. These details, other than in aggregate form, are not shared with any third parties. Analytics are collected on our site in order to allow us to count the number of hits we receive to our website, as well as further explore statistically the actions of our users, such as what pages have the highest traffic so as to better optimize our product offerings. These tracking technologies gather information on an aggregate level and are not tied to users' personal information.
Information that is automatically gathered is generally used as an aggregate for purposes of providing information regarding our MoneyDesktop services to advertisers. Personal information is not individually disclosed to third parties. We may provide aggregate information to MoneyDesktop service providers for the purpose of aligning the proper services with users that most need them. Information that would identify you personally is not disclosed during this process.
We may use third party service providers to help us conduct or analyze certain activities within our service. As an example, we may use a third party to help us analyze a visitor's use of our product in order to optimize the user's experience and improve our software. We do not share any personal information about our customers with these third party service providers, and these providers will not collect personal information for us. Our third party service providers are required to completely comply with this Privacy Policy.
Cookies
When you interact with the Site and use our service, we want the experience to be as rewarding as possible. To this end, we employ the use of cookies on the Site to keep track of user preferences as well as monitor site traffic and usage. A cookie is a text file stored on your hard drive by a browser to recognize you. We may also employ the use of pixel tags from time to time to help us better understand our site traffic and optimize your preferences for a better user experience. (Pixel Tags refer to clear gifs, and web beacons which are 1x1 images set on web pages to track page traffic.) Many of our services may not work if you elect to disable cookies while on our Site. From time to time we may also employ the services of third party agents to gather and track aggregate statistical information on the Site on our behalf. They may employ cookies and web beacons to this end. While we do not have control over these cookies, this aggregated information is not tied to your personal information and we use it to optimize the Site and trouble shoot inconsistencies. We do not share this information with third parties for their promotional purposes.
A cookie is a simple file that works within your browser to assist in keeping you logged into your account. MoneyDesktop makes use of cookies to offer its cash-back shopping benefits as well as enable users to better make use of our services. Many of our services may not function if you choose to disable cookies from your browser. Our privacy policy pertains only to the actions of our software and does not cover the policies of third parties once a user clicks to enter a third parties page. Our advertisers and other third party affiliates may make use of cookies to track information in order to offer better service during your transactions with them. A full list of the affiliates that offer cash back service may be viewed from within our software. Use of our shopping portal is completely optional and no personal information is disclosed to any of our affiliates by MoneyDesktop.
E-Mail Services
For your convenience, we offer the option of using email notifications, news updates, and account information via email. All mailings include an opt-out option. An email is automatically sent when you register an account. You may opt out of receiving these emails by contacting us at support@moneydesktop.com.
Information Disclosure Policies
Protecting your private information is our top priority. We do not rent or disclose your personal information to third parties for their promotional purposes. The sharing of your personal information is strictly controlled and we feel it important that you understand how information is shared, if at all. Use of our service consents to the use of your personal information within the scope outlined herein.
- Advertisers, affiliates and third parties other than MoneyDesktop: We provide links on the Site to third party websites not governed by our privacy policies. We are not responsible for the privacy practices of these third parties and encourage you to familiarize yourself with their privacy practices prior to sharing your personal information.
- Links to other companies which are not controlled by ours. Such third parties are easily recognizable as pertaining to other parties. We recommend that our users familiar themselves with the privacy policies of these third parties. Use of our shopping portal or other affiliate links can result in the limited sharing of your private information as the third party notifies us of your purchase.
- Agents and their corresponding employees: We occasionally employ third parties to audit the security of our systems, assist in the marketing of our services; we provide these agents access to personal information on the Site only as necessary to fulfill their service provisions. We do not authorize these agents to use this information for any purpose other than to assist us in their contracted role.
- Business Transfers: During the operation of any company it is occasionally necessary to purchase or sell assets. Such transactions generally necessitate the transfer of some user accounts and their corresponding information. The unforeseen sale or closure of MoneyDesktop as a business entity could necessitate the transfer of user information to another party which would manage your information in accordance with this privacy policy. In such an event, we shall notify you by email or prominent notice on the Site of any changes in ownership and the privacy practices to govern your personal information henceforth.
- Policing: Where necessary, we may be legally obliged to disclose information as it pertains to any actions of criminal or fraudulent nature. We reserve the right to disclose information to government agencies where necessary in complying with a formal request such as in a civil suit, subpoena, court order or judicial proceeding. In addition, the violation of our terms of service or the committing of a crime may necessitate the disclosure of the violator's personal information.
- Profiles: Users are occasionally able to create public profiles when interacting with the MoneyDesktop community such as when commenting on our Blog. Such profiles are publicly accessible and any personal information you elect to disclose within the blog forum can be used to send unsolicited messages. We are not responsible for the personal information users elect to disclose.
- Invitations: When you provide email addresses for MoneyDesktop to send invitations to join the Site, these addresses are stored only long enough to send the invitations. We will not keep or distribute the addresses you provide us with.
- With Authorization: You will be notified when your personal information may need to be shared in a manner not outline above. Your consent will be requisite prior to any sharing exception to this policy.
Personal Information within Account
When logged into your personal account there are certain personal information details accessible relevant to your account, billing, and accrued benefits. This information is only displayed to you, the account user. The information within this area changes as we upgrade our service to offer improved account options. We recommend reviewing your account information to understand what data is available to you. You can make modifications, changes and deletions to this information at any time by updating your preferences. A user may remove all services by requesting deletion of their account through customer support. Some information may remain stored within our system after account deletion within our servers for record keeping purposes.
Changes and Questions
MoneyDesktop may from time to time update this privacy policy to reflect changes made. Wherever possible we will notify our users of changes made. In the event of a material change in the manner we use your personal information we shall inform you of such a change by a prominent notice on the Site or by email. Those with any questions regarding any portion of this policy are welcome to contact support@moneydesktop.com. We hope you enjoy using our service and will do everything within our power to make your experience with MoneyDesktop pleasant.
Contact Information:
251 River Park Dr. Suite 250
Provo, UT 84604
Last Updated: 10/12/2009
